Your Stock Market Investment Strategy

By Angie Meadford 

I'm asked regularly what I think a safe investment strategy would entail. It's a catch-22 because the answer depends on who is asking the question, and their investing goals.

A generally safe investment is real estate. Real estate almost always appreciates in value, and now is a great time to buy it. Don't have the cash to scoop up apartment buildings left and right? Invest in a mutual fund dealing with real estate, or even a stock for a real estate holding company. You basically are a partial owner of all properties owned by the company, for a very small investment. Very safe in most cases.

Now, after real estate, move into mutual funds. I have several of these, and I recommend the same for you. I have three main one's that run the gauntlet from safe, to medium-safe, and aggressive/risky. I get returns from all of them, and while I take the chance for huge short-term gains with my aggressive fund, I am still being logical about the long-term by having cash in a safe fund as well.

Bonds are another option, although the prices might not be that great in years to come.